Custom Mortgage Software Built AroundYour Workflow

Designed for lenders who want higher conversions, smoother borrower journeys, and less manual work

Discuss your project
trusted ecdev

Trusted by mortgage companies that funded billions in home loans

Among our clients:
sammamish
rhm
reliant

High-converting mortgage tools development

Our clients achieved up to 80% higher conversion rates

Whether you need a single mortgage tool or a complete lending platform, we build software that fits seamlessly into your existing ecosystem.

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Custom Rate Quote Tools

Real-time mortgage quotes tailored to each loan scenario.

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Loan Comparison Tools

Side-by-side comparisons that simplify complex decisions.

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Custom Mortgage Calculators

Payment, affordability, refinance, and more — built for clarity and accuracy.

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AI-Powered Mortgage Automation

AI assistants, lead scoring, workflow automation, and intelligent borrower support.

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Automated Rate Alerts

Keep borrowers engaged with personalized rate drop notifications.

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CRM & LOS Integrations

Seamless integrations with Encompass, Optimal Blue, Polly, Salesforce, Total Expert, and more.

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Loan Officer Dashboards

Custom dashboards for pipelines, borrower activity, KPIs, and daily workflows.

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Pre-Qualification & Eligibility Tools

Instant eligibility checks that help borrowers take the next step.

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Discuss your project

Case 1

Sammamish Mortgage got +72% conversion rate boost, improving from 3.2% to 5.5%.

+25% improvement in lead quality, attracting more qualified borrowers ($500K+ loans, $80K+ income).

Intelligent tools increased customer retention by 12%.

Automated data transitions between systems, reducing friction in loan processing.

Over 10,000 loans closed easier with the new online tools, with over $4 billion funded.

Case 2

1st Rate Home Mortgage, Inc. raised daily clients per LO from 3 to 6.

Agents can deliver quotes on-site in <30 seconds.

+20–30% increase in agent-driven referrals.

Estimated savings: $18,000–$22,000 per team/year.

Assistant workload reduced by 40–50%.

Lead conversion almost doubled.

Hear from our client

Jesse Singh

Co-Founder at 1st Rate Home Mortgage

Results Achieved
  • icon more daily clients per Loan Officer
  • icon $18K–$22K estimated annual savings per team
  • icon Seamless automation of manual mortgage workflows
  • icon Long-term technology partner for continuous innovation
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How most clients start working with us

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01.

Small improvements (2–3 weeks)
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02.

Measured outcomes & clarity
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03.

Decide whether to scale
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Decade-long expertise brought to your mortgage business

Industry knowledge

Technical excellence

Security and compliance

Industry knowledge

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Software engineers that have in-depth understanding of the mortgage lending process, mortgage origination systems, and can clearly tell the difference between various loan types: Conventional, FHA, VA. On top of that, good awareness of US governmental mortgage regulations and compliance principles.

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What’s in it for you?
  • right arrow ecdevNot having to explain mortgage business specifics to your software developers
  • right arrow ecdevFewer research hours — lower development budget
  • right arrow ecdevFaster turnaround

Technical excellence

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Engineers with strong technical background and ultimate confidence in what they do. Carefully-selected technical approaches, no redundant code, and adhering to approved coding conventions - all to help you get a reliable, fast and easily-scalable software for your mortgage business.

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What’s in it for you?
  • right arrow ecdevStrong confidence in technical accuracy of your software
  • right arrow ecdevBlazing-fast software that feels sleek to anyone using it
  • right arrow ecdevIntegrations done right to deliver accurate calculations

Security and compliance

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Whether we are building a rate tracker app or a rate engine, we help you collect sensitive user data, so that you could serve your customers with the best rate quotes available to them. Adhering to security standards is our strict rule, so we know what it takes to do it right.

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What’s in it for you?
  • right arrow ecdevKnowing your data is secured and protected. Having regular security audits and penetration testing performed
  • right arrow ecdevFeeling safe against security breaches and API-call high-volume attacks
  • right arrow ecdevRobust data encryption. Secure authentification and authorization mechanisms

Featured mortgage projects

1st Rate Home Mortgage, Inc.

Designing and building an automated mortgage rate engine that works through integration with an Optimal Blue platform and smoothly guides consumers through their home buying journey.

1st Rate Home Mortgage, Inc.

Designing and building an automated mortgage rate engine that works through integration with an Optimal Blue platform and smoothly guides consumers through their home buying journey.

  • +20-30%Referrals
  • 40-50%Reduced workload
  • <30 secRate quote
  • Lead conversion
  • Javascript
  • HTML5
  • CSS3

Sammamish Mortgage

Sammamish Mortgage is a US-based mortgage company that has been working with EcDev studio to refresh their company website, rebuild the existing mortgage tools (both consumer-facing and professional-facing) as well as build some new calculators and tools from scratch.

Sammamish Mortgage

Sammamish Mortgage is a US-based mortgage company that has been working with EcDev studio to refresh their company website, rebuild the existing mortgage tools (both consumer-facing and professional-facing) as well as build some new calculators and tools from scratch.

  • +72%Conversion
  • +25%Lead quality
  • +12%Customer retention
  • 10K+Loans closed
  • Mortgage
  • WordPress
  • SASS
  • Gulp
  • Redis

1st Rate Home Mortgage, Inc.

Designing and building an automated mortgage rate engine that works through integration with an Optimal Blue platform and smoothly guides consumers through their home buying journey.

1st Rate Home Mortgage, Inc.

Designing and building an automated mortgage rate engine that works through integration with an Optimal Blue platform and smoothly guides consumers through their home buying journey.

  • +20-30%Referrals
  • 40-50%Reduced workload
  • <30 secRate quote
  • Lead conversion
  • Javascript
  • HTML5
  • CSS3

Sammamish Mortgage

Sammamish Mortgage is a US-based mortgage company that has been working with EcDev studio to refresh their company website, rebuild the existing mortgage tools (both consumer-facing and professional-facing) as well as build some new calculators and tools from scratch.

Sammamish Mortgage

Sammamish Mortgage is a US-based mortgage company that has been working with EcDev studio to refresh their company website, rebuild the existing mortgage tools (both consumer-facing and professional-facing) as well as build some new calculators and tools from scratch.

  • +72%Conversion
  • +25%Lead quality
  • +12%Customer retention
  • 10K+Loans closed
  • Mortgage
  • WordPress
  • SASS
  • Gulp
  • Redis
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Mortgage-specific integrations

  • omorthech
  • optimalblue
  • blend
  • insellerate
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Why lenders partner with us

  • Faster time to market

    Faster time to market

    Launch custom mortgage software faster with an experienced team that understands the lending industry, proven development processes, and complex system integrations.

  • Solutions built around your workflow

    Solutions built around your workflow

    Every solution is designed around your lending process, business goals, and existing technology stack—never adapted from a generic template.

  • Deep mortgage industry expertise

    Deep mortgage industry expertise

    From PPE and LOS integrations to borrower journeys and compliance requirements, we understand how modern mortgage businesses operate.

  • AI & automation first

    AI & automation first

    We combine custom development with AI-powered automation to reduce manual work, improve decision-making, and increase operational efficiency.

  • Built for long-term growth

    Built for long-term growth

    Our software is scalable, easy to extend, and designed to evolve with your business as your products, team, and customer expectations grow.

Frequently asked questions

No. Many clients begin with a small, clearly defined scope focused on improving specific areas of their website. This allows you to evaluate our approach, collaboration style, and impact before considering larger initiatives.

Yes. A significant portion of our engagements start with targeted fixes or optimizations тАФ such as stability improvements, performance tuning, SEO enhancements, or light UX/UI refinements тАФ without committing to a full rebuild or long-term project.

A low-risk engagement typically focuses on a small, clearly defined set of improvements with a predictable scope and timeline. It usually involves addressing specific technical issues, improving website performance, strengthening on-page SEO, or making light UX/UI refinements to key pages. The goal is to reduce friction, improve how the website functions today, and provide clarity on what further improvements may be valuable, without committing to a large rebuild or long-term project.

No. There is no obligation to continue beyond the initial scope. After the first phase, you can decide whether to pause, extend the engagement, or explore larger initiatives based on your priorities and outcomes.

We build everything your lending ecosystem needs тАФ from interactive mortgage calculators and real-time rate quote tools to custom compliance modules, automated borrower workflows, and property valuation integrations. Each solution is tailored to your tech stack and business model тАФ so your team works smarter, faster, and fully compliant from day one.